User Agreement

This document outlines the general terms and conditions ("Terms") governing your use of the Skellig Capithorn platform. It defines the rights and responsibilities between you, the user, and the platform operator. Please review these Terms thoroughly before engaging with the platform, opening an account, or completing any transactions. They serve as the binding legal agreement for all parties involved.

By signing up, logging in, utilising features, or performing any action on Skellig Capithorn, you agree to comply fully with these Terms of Use. Access is limited to individuals aged 18 or older. Those under 18 or legally incapacitated are prohibited from using the service. Where age verification is uncertain, we reserve the authority to restrict, suspend, or delete user accounts.

The platform may experience temporary interruptions due to technical maintenance, updates, or external factors, including market volatility or server overload. While we strive for consistent availability, uninterrupted service cannot be assured. Features, pricing, algorithms, or market offerings may be modified, added, or withdrawn at any time without liability to Skellig Capithorn.

All materials on this platform — including text, graphics, software, algorithms, trademarks, logos, and AI-generated analyses — are protected by copyright and intellectual property rights owned by Skellig Capithorn or its licensors. Unauthorized reproduction, distribution, public display, or commercial exploitation without explicit written permission is strictly forbidden and may invoke legal penalties.

Users are required to provide truthful, complete, and current information such as identification, contact, and payment details. Providing false or misleading data may lead to account suspension, withdrawal restrictions, or legal consequences. Personal information is handled solely in accordance with our privacy policy and GDPR, ensuring strong security and transparency.

All investment and trading choices made through Skellig Capithorn, whether done manually or via AI tools, are entirely your responsibility and involve your own risk. Skellig Capithorn offers the platform infrastructure but does not provide personalised financial advice, endorsements, or profit guarantees. Financial markets, including equities and cryptocurrencies, can be highly volatile and may lead to loss of capital. Past results do not predict future performance. Only invest funds you can afford to lose.

We may revise or augment these Terms at any time, especially due to regulatory updates, technical improvements, or market changes. Notifications will be provided in advance (typically no less than 14 days) via email, platform alerts, or website announcements. Continued use post-update indicates acceptance. For significant changes, you have the option to close your account.

Our commitment prioritises transparency and security. We employ cutting-edge encryption, perform regular audits, maintain client funds in segregated accounts, and enforce strict compliance (KYC/AML) protocols to safeguard your interests. All transactions are fully documented and auditable. We aim to foster trustworthy, equitable, and client-centred relationships: your confidence is our top concern.